How do international students finance their education in United States?

According to surveys conducted by National Association of Foreign Student Affairs, over 30 percent of foreign students obtained financial assistance from U.S. educational institutions and over 20 percent received employment income (on-campus and off-campus jobs, teaching and research assistantships) to finance their education while great portion of foreign students had their own money (from parents, relatives, and their own funds).

How can you finance your education in United States?

• Scholarships
• Grants
• Employment
• Borrowing loan
• Your own money

If you do not have the financial resources your undergraduate or graduate study in the United States, you may start by looking for any of these sources of income.

Scholarships and grants: These are free sources that you do not need to pay back. Of course, you need to qualify. You must have extraordinary skills or degrees to get such scholarships and grants as you are a foreign student. Getting scholarship in sporting fields is easier if you have any talent in a specific sports activity.

Employment: This is not a difficult option. Foreign (not U.S. citizen) on-campus students are allowed to work 20 hours (40 hours during summer vacations) per week without having Work Permit. You can enjoy your vacation and earn income by working at locations where people spend their vacation. Check nearest beaches, mountain resorts, lakeside activities, summer festivals and events.

Borrowing student loans: Remember that you need to pay not only the principal but also the interest on loans. In general, interest rates on student loans are lower that commercial and consumer loans. Those students who have higher potential of income in the future (as in the case of medicine, dentistry, etc.) can obtain such student loans easier.

Do not limit your research for financial assistance to U.S. market only. Government agencies and education institutions in your country may offer financing your education in the United States. Ministry of education, universities and colleges, and foundations allocate funds for such purposes. Some may ask you to work in your country upon completion of your degree in the United States.

Please visit our website and blog to get most recent information on studying and working in the United States.

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